Technological developments have penetrated into any field, including financial inclusion. Prof. Dr. Bambang Supriyono, MS, as the Dean of the Faculty of Administrative Sciences (FIA) Universitas Brawijaya (UB) said that often the ideology of business administration loses out to technology. Therefore, the Brawijaya Fintech Day event was held as an introduction to technology-based finance on Tuesday (18/9/2018) at the Basement of FIA UB. Themed "Encouraging Financial Inclusion with the Presence of Fintech P2P Lending", the event was attended by 300 FIA UB students.
"Especially at the Bachelor of Business Administration, we have designed a curriculum under the Business Administration department which was originally conventional, now it is much in line with the development of entrepreneurship and technology," explained Prof. Bambang.
The event, which was attended by Sunu Widyatmoko (Co-Founder & CEO of Dompet Kilat), Adelheid Helena Bakau (CEO of Pro Credit), Windy Natriavi (COO of Awan Tunai), and Alvin Taulu (Head of OJK Fintech Licensing and Supervision) will encourage and educate the students related to financial inclusion.
Brawijaya Fintech Day itself was held in collaboration between the Indonesian Fintech Association and IALab, namely the entrepreneurship and innovation laboratory of FIA UB, to inform students about Financial Technology (Fintech). Ari Irawan, SE, MM as the Secretary of the Entrepreneurship and Innovation Laboratory of FIA UB or ei-Lab explained that the goal is for students to understand financial technology.
"Nowadays, everything is digital technology, including financial services. Even banks have felt the impact, especially transaction queues, because consumers tend to transact via their mobile phones, such as mobile banking, internet banking, and others," he explained.
Fintech provides another gap for start-up businesses run by students and MSMEs, especially in terms of funding needs by accessing peer to peer lending so that there is ease in borrowing.
“New companies or SMEs that do not have collateral can apply for loans from peer to peer lending. We want to motivate students to become young entrepreneurs without capital difficulties and guarantees," said Ari.